Financial Ponderings

My online money lobe

730 sleepless nights, worrying about debt March 5, 2008

Filed under: Random — financialponderings @ 3:07 pm
Tags: , ,

Sound ridiculous? I thought so too – but apparantly, on average, each person in the UK spends a total of 2 years (730 days), worrying about their finances. Not just me then eh? 😉 To be honest, I think I spend longer than that. Recently, all I seem to do is think about money – and that’s not just because I have set up this blog.

I really want to sort out my finances & get rid of my debt, but at the moment it just seems like such a big hill to climb. I am determined to do it & I am proactively working towards it now – I guess I’m just having a bad day 😦

Now that I have become part of the blogging ‘community’ I have started paying more attention to other peoples blogs & have noticed that some of them are making a decent amount of money from their blogs. This has definately spurred me on to continue as, even though it was not the reason I set up this blog, the opportunity to earn a little bit of extra cash from this blog would really be a big help in my efforts to clear my debts. Not really sure where to start & I’m pretty sure it’ll be another 6 months before I can even consider making money from this blog, but if anyone does have any ideas – or if you are successfully running a blog that is making money, please give me any tips you can. I’m open to any suggestions.

Ciao 4 now!


My 1st weekend as a financial blogger February 29, 2008

Filed under: Random — financialponderings @ 4:20 pm

Well, it’s Friday (finally) & i’m under pressure to be good this weekend. Can’t be posting about sticking to a budget & trying to save and then blow a load of cash on Saturday and Sunday. Guess that’s why I sent this thing up.

I’m confident I can do it. Got no real plans, so hopefully will be a cheap one…

I’ll be posting my spends on Monday, so watch out. If I can stay under £50, i’ll be happy 🙂


RANT!!! February 28, 2008

Filed under: Random — financialponderings @ 11:33 pm
Tags: , , ,

Ok, just got back from reading a post over at the Debt Sucks Blog. The poor guy has recently been landed with a $1125 bill after 10 months of no contact with his old landlord. This kind of thing annoys me so much! You can be blissfully unaware of a mounting debt & your creditor can not bother getting in touch for such a long period & then slap a huge bill in your face AND threaten you with legal action if you do not pay up. Worst of all, there is nothing in place to stop them doing this. If you are aware & have then opportunity to pay on a monthly basis, it is much more managable than a pile of 10 month bills to pay all at once. Surely creditors should recognise this? Grrr!!!

Anyway, I left a comment suggesting he contact them to try and negotiate some sort of reduced payment. I found a great article at Debt Advice 4 Free with 5 great tips on how to do this successfully. If creditors can get away with this, at least we can go in with a bit of ammo instead of just bending over and taking it like a… well, you know 😉